Fire & Burglary Insurance

What Fire & Burglary Insurance covers

• An actual or attempted break-in
• Fire or lightning
• Explosions that are domestic in nature excluding boilers, economisers or other vessels, machinery or apparatus in which steam is generated or their contents resulting from their own explosion or implosion
• Windstorms
• Earthquakes or volcanic eruptions

More benefits

• Bursting or overflowing water tanks, apparatus or pipes
• Floods
• Aircraft damage and/or articles: loss, destruction or damage caused by aircraft, other aerial or space devices and articles dropped from them, excluding those caused by pressure waves.
• Impact damage - loss of or visible physical damage or destruction caused to your insured property due to impact by any rail/road vehicle or animal by direct contact that is not owned by: 
  • The insured or any occupier of the premises or
  • Their employees while acting in the course of their employment.